2nd Mortgages
STLS can provide 2nd Mortgage funding secured by residential property up to a 80% Loan To Value Ratio (LVR), with loan terms from 2 months to 3 years. As you are dealing directly with the lender, borrowing costs are minimised and the time frame to settlement is reduced.

Second mortgages are advantageous should your first mortgagee be unwilling to advance extra funds. In this circumstance, it is not necessary to refinance your prime first mortgage to a “Non Conforming” lender who may charge a much higher interest rate. Simply obtain the extra funds through a second mortgage and leave your first mortgage intact. Contact our office to obtain an interest rate quote.

Home Loan Options
Are you self-employed? If the answer is yes, you can utilise an STLS Private Low Doc Loan for all your business and investment needs.  A private low documentation loan allows you to obtain a mortgage without providing vast amounts of financial information or proof of income details.  In most cases, STLS can provide private low doc finance up to 80% of property value.